The 10 Things Successful People Do To Become Successful In Life.

Disciplined people have things or habits they do in common that make them successful in life.

Here are 10 things disciplined people do to be successful in life:

1. Set clear goals: Disciplined people set specific, measurable, and achievable goals. They break down their goals into smaller tasks and create an action plan to achieve them.

2. Prioritize: They prioritize their tasks and focus on the most important ones. They use their time wisely and avoid wasting it on unimportant activities.

3. Develop a routine: They establish a routine that works for them and sticks to it. They use their time efficiently and are consistent with their daily habits.

4. Practice self-control: They resist the temptation to procrastinate, indulge in unhealthy habits, or give in to distractions.

5. Maintain focus: They maintain their focus on their goals and stay motivated even when faced with challenges or setbacks. They learn from their mistakes and keep moving forward.

6. Cultivate positive habits: They cultivate positive habits that contribute to their success, such as regular exercise, healthy eating, and sufficient sleep.

7. Learn continuously: They are lifelong learners who seek to improve themselves. They read books, attend seminars, and take courses to expand their knowledge and skills.

8. Manage time effectively: They manage their time effectively and avoid wasting it on unproductive activities. They use tools such as calendars and to-do lists to stay organized.

9. Take responsibility: They take responsibility for their actions and decisions. They don't blame others for their failures and take ownership of their mistakes.

10. Celebrate successes: They celebrate their successes and milestones along the way. They acknowledge their progress and use it as motivation to keep going.

By implementing these practices, disciplined people can increase their chances of achieving success in various areas of their lives.

Demonstrations: Reasons Why African Presidents Use Excessive Force Against Demonstrators.

 

In many African countries, demonstrations against the sitting government are met with resistance from the authorities, including the use of excessive force, arrests, and even deadly violence.

 African presidents who hold on to power often fear protests and demonstrations because of the following reasons:

Threat to their legitimacy: Protests and demonstrations can be seen as a direct challenge to the authority of a sitting president. 

When citizens take to the streets to protest against their government, it can undermine the legitimacy of the president and his government, particularly if the protests are widespread and persistent. 

This was evident in Kenya in 2017, where protests erupted after the controversial presidential election, resulting in the country being divided along tribal lines.

Fear of losing power: Many African presidents have a long history of clinging to power, often through authoritarian means. 

They may fear that protests and demonstrations could turn into a movement that could unseat them from power. 

This was the case in Uganda, where President Yoweri Museveni was re-elected in a controversial election in January 2021, and protests broke out soon after the election results were announced.

 The authorities responded with deadly force, leading to the deaths of dozens of people.

Fear of destabilization: Some African presidents fear that protests and demonstrations could lead to instability in their countries, particularly if they escalate into violence. 

This was the case in South Africa in 2021, where protests against the imprisonment of former President Jacob Zuma turned violent, resulting in widespread looting and destruction of property. 

The government responded with a heavy-handed crackdown, leading to the deaths of over 300 people.

Fear of exposing corruption: Protests and demonstrations can also bring attention to corruption within the government, particularly if they are focused on issues such as mismanagement of public funds, lack of transparency, and accountability. 

This was the case in Kenya in 2015, where protests broke out after allegations of corruption within the government were exposed. The protests led to the resignation of several government officials, including the minister of health.

In conclusion, African presidents fear protests and demonstrations against their regimes for a variety of reasons, including threats to their legitimacy, fear of losing power, fear of destabilization, and fear of exposing corruption. 

However, it is essential to note that citizens have a right to express their grievances peacefully, and governments should respect this right and address the concerns of their citizens through dialogue and peaceful means.

Njoki Murira: I Made Over 3 Million In TikTok In Less Than Three Months.

 

A Kenyan TikTok content creator, Njoki Murira whose ability to make creative, funny, and authentic videos has propelled her to garner millions of followers on the platform.

She was born in December 2000 and grew up in a humble single-parent family as the last of five children, three girls, and two boys.

She did not finish school due to her humble background. Today, through content creation, the Thika-based woman has been able to change the trajectory of her life and that of her family.

Njoki used to sell mitumba clothes and would occasionally post videos that she made when there were no customers.

One of her videos trended and she gained a huge following. Unfortunately, the account was closed, and had to open a new one.

Currently, she has more than 2.5 million followers.

She shares the videos showcasing the village life while shaking her behind. Her sister would do the recording for her. They have shared videos of dancing together.

She has found a way to make money through TikTok. At the beginning of March, She shared a video of the house she is building for her mother, proving that content creation pays.

In a recent Q and A with fans, Njoki revealed that she has made more than 3 million on the platform in less than six months. She shared a screenshot of her earnings with her fans. She had accumulated more than 6.8 diamonds.

"It has been 1 year now, divide the diamonds by 2 and that is the money I have earned from live TikTok videos. Mind you I have streaming for only 5 months now". She said.

3 Sacrifices You Need To Make To Escape Poverty.

 

When I was around 17, I came across Brian Tracy and fell in love with his teaching.

I would go to the internet café at night because I couldn't afford the normal fee during the day.

I would spend hours in the night listening to Tracy and reading his quote.

One particular sentence stick with me from Tracy and that is; if you want to achieve

something different, you have to do something different.

If you want to achieve what you've never achieved, you have to do what you've never done before.

Growing up, I wrote the above sentence and pasted it in my room and each day when I saw

those words, I knew that I had to make sacrifices.

It's very simple; if your life is not what you want it to be right now, you have to be

willing to do something different and don't let me sugarcoat anything here; you won't

move from one easy world to another.

Doing something different means getting out of your comfort zone and this is never going

to be easy.

In today's article, I'm going to be sharing with you the 3 sacrifices you need to make

to escape poverty.

Just 17 years ago, I was just one of the young people whose life was a disaster.

I hated my life and wished I was never born because I was born into poverty, sickness,

and many other limitations.

So, how was I able to change my life, from being a guy who hated life to creating one

of the best life ever for myself? Books! Books!!Books!!!

My life changed the day I started reading books and I'll explain how it happens.

First, when I started reading books, I started reading the stories of ordinary people who

achieved extraordinary things.

These stories encouraged me and gave me hope that I could as well overcome every obstacle in my way and achieve greatness in my life.

I think this is very simple; if you know that some people have some disadvantages you think

you have yet, to go on to achieve greatness, you suddenly start to believe in yourself.

When you start to believe in yourself, you start to think big, and when you increase the

size of your dreams, you automatically increase what is possible with your life.

In my case, I started believing that I could become rich, even though I grew up in a poor

village.

I started believing that I could become a millionaire and this belief led me to something

very important; I started looking for how to achieve what I believe I could achieve

by reading books written by people who have made a lot of money before.

I started learning the mindset and the actions of these people and the more I modeled these people, the better my financial life.

Yes, it took me 8 long years before my financial life had a drastic change, without reading

books, I would never have made it.

One other thing you can do in addition to reading books is watch videos that tell

stories about successful people.

Yes, books are boring but so is every meaningful thing.

Fruits are boring and vegetables are boring but if you want to be healthy you'll eat more

of them.

Soda drinks are fun, sugar is sweet and fast foods are nice but if you like your health,

you'll run away from them.

The TV is fun and social media is interesting but if you want to escape poverty, you'll

spend more time with your books.

Sometimes ago, I got to know that Bill Gates reads one book every week.

I've also read about the fact that an average millionaire read one book every week.

If an average millionaire does something, it is probably a good thing to emulate so

I decided that I'm going to be reading one book every week.

This isn't easy and I'm not asking you to start reading a book per week.

But you have to make sacrifices to read books if you want to escape poverty.

Don't make excuses I told you earlier that sugar is sweet and you agree that hard drugs, fast foods, and most other harmful things are fun.

Another very sweet thing is excuses and that's why most people make it.

Listen, you can come up with a hundred reasons why you're where you are if you want and you can as well come up with a single reason why you need to be elsewhere.

The difference is in the way you use the powerful machine God gave you.

That machine is your brain.

If you program your brain to look for the reasons why you're poor, your reticular activating

the system will be busy looking for reasons and you'll start seeing how the economy, the government, and your parents make you poor.

Your brain will quickly show you how your lack of education, your health challenge,

your childhood or even the country in which you were born are the reasons why you're poor.

If however, you program your brain to look for why you must be rich, you'll start seeing

that even in a bad economy, some people are making hundreds of thousands of dollars in

legitimate businesses.

You'll start reading about people who went through similar difficulties like you and ended up successful.

You'll start seeing that you have more power over your life than you think and you'll start taking responsibility.

An excuse is the food of the fools and our world is filled with many of them because an excuse is sweet.

It's about pointing a finger. It's easy.

Everyone can do it but if you want to escape poverty, you'll not do it. Don't make an excuse.

Identify what you have to do to change your life and do it, no matter how difficult.

Trade a hundred failures for one success. I heard something very interesting from Mark Cuban a few days ago and it makes a lot of sense to me.

Cuban said, "It doesn't matter how many times you fail, remember you only have to succeed once."

This statement makes a lot of sense to me because whenever I looked back at my 8 years

of failures, I could see the meaning of this statement.

You see, my first 8 years in the business world was terrible. Everything I attempted failed and everyone thought I was stupid.

I was broke, rejected and frustrated but a day came when I had my first breakthrough.

From there, I had my second breakthrough and the third.

Today, it seems as if everything I touch becomes successful but that's the opposite of the

kind of life I had only a few years ago.

Here is the thing: It doesn't matter how many times you fail, remember you only have to succeed once and that once will quench all the pains of the failed years.

Why is it important you understand this?

Well, most people see failure as a bad thing and that's why they give up.

If you're in search of success, you should understand that the road that leads to success is called failure and failure is not final because a single success can make you forget the pains of ten years' of failures.

Make sacrifices to try things. Make sacrifices to get out of your comfort zone. Make sacrifices to do things that are risky and when you fail, be courageous to stand up and try again because it doesn't matter how many times you fail, all you need is a single success.

The most important point in this article is this; sacrifice.

If you want to escape poverty, you have to be disciplined enough to do things that are not comfortable. It's not comfortable to read but you have to do it.

It's not comfortable to take actions that may lead to failure but you have to do it.

Failure is painful, yet you have to endure failures and try again.

Remember how I started this article; You cannot get a new result by doing the old things and every new thing is uncomfortable.

So you have to be willing to make sacrifices if you want to escape poverty.

 

Buddha said before you speak let your word pass through three gates: Is it valuable, is it necessary and is it making any difference to the person who understands it what, when, where, and how much to speak.

No one can stop that person from being successful. A spoken word never comes back just like a spent arrow never comes back.

Words are like weapons that you must be learned to use properly. Because the person who has no control over their speaking, always put themselves in trouble they lost control over everything. 

Even today, people only speak to humiliate each other. Sometimes they speak without any reason just to get valid but rewards are very powerful and it can change the world if you know how to speak.

So the people who know when to speak and how much to speak, are very strong and very powerful. Now let me make it clear. Silence is not meaning to stay without saying a word. Here silence means not speaking anything without any valuable reason.

It means speaking only when it is necessary or valuable silence means, laser focus. Silence means focusing on your goal, focusing on your work.

So today i will tell you five powerful benefits of being silent and it will transform your life completely.

Number one: Silence makes your opponent confused

The greatest warrior sons who said he will we who knows when to speak and why not to speak.

He said he defeated thousands of his enemies with his power of silence. So many times he puts his enemies into deep thinking by staying silent. He said, when you stay silent it makes your enemies perplexed and they start thinking about you and your plan.

That's what you are gonna do. What's your next move because of the fear in this way they lost focus on their own goals and this is how you can keep your plans secret and this is how you can take advantage of the silence and at the end the game is yours. You can win it in your style.

Number two: Silence builds laser focus

Silence is not the absence of words but the presence of focus.

Silent people have lots of ideas and things to say but they don't speak unless it is necessary.

If you want to do something big in life or if you work on any kind of project, then what would you do to get success? You need focus. And what did you need to have that kind of laser focus?

You need to stop focusing on multiple things and keep quiet. Let me tell you a story about a mosque. In his childhood used to stay silent most of the time so their parents thought he had a hearing problem because most of the time he couldn't hear anything their parents took him to the hospital but the doctor said he was well. 

Number three: Silence gets people's attention

Now you are gonna realize how silence gets people's attention if you have ever been in a classroom or in a group situation you have most likely experienced how silence often gets everyone's attention.

If the teacher is talking away the listener's mind might start to wonder. When the speaker stops talking, a signal goes to the brain that something has happened. All of them suddenly pay attention to try and figure out why communication has stopped. 

The same is true in our daily conversation. If we are silent people take note and we gain their attention. If you stay silent and focus on your goal if you speak only when it is necessary then people's focus goes on if you stay silent and speak only about what is valuable then people will listen to you.

People will remember you and recommend you.

Number four: Silence builds trust 

In order to achieve success, connecting with successful people and developing effective relationships becomes very essential for me.

A relationship is very important in life. So if you want to develop effective relationships or if you want to connect with successful people. What you need to do, you must build trust and to build trust you must listen to them carefully. That's what successful people do.

They do not do all the talking but you can see some people when they meet with successful people start chattering. They go busy talking about their own stuff but successful people mostly focus on listening. They ask questions about the other person and listen to them.

When you listen to a person carefully, they will realize they are valuable in your life. They will feel as an important person and in this way, they will trust them.

Number five: Silence helps to negotiate 

When the other person is silent you wonder what they might be thinking. So turn the tables. Let them wonder what you are thinking. Maybe you got a job and have been asked for a salary or the company mentions a salary figure but you want more than that. So do not answer immediately. Do not say I will take it no,  pause stay silent for a moment. The discomfort of the silence will make the other person want to feel the void and start talking.

Let them reveal information that helps you to have the upper hand moving forward in the conversation.

Number six: Silence build strength 

Most of us don't like silence and we are afraid of it because we equate silence with insignificance as we want to be heard and seen, liked, and loved by people. We all want people's attention. We all want to be seen by people. We always want to be something or someone good in the eyes of another person.

We are depending on other people's opinion as their opinion makes us feel good. Also sometimes their opinions make us feel bad. So we give our power away. We are constantly in search of something we already have. But we already have everything we truly need but we can't recognize them until we become silent and get rid of distractions.

 Silence gives us a sense of self-value. Everything is within us if we recognize how to connect.

Allowing silence to listen to our breath, opens the possibility to find out the self-value right there you don't need people to tell you who you are and what you are capable of, what you can and what you can't. Which they ultimately tell you from their own limited perspective.

Instead of that, if we stay silent we would find our inner voice and would realize that we are already all we need to be.

And accepting who you are is a victory. Silence will make you realize what's your strength. Silence will help you define your strength. Silence is really really powerful.

Mukesh Ambani leaves Audience Speechless | Ambani's Inspirational Speech.

Dream big. Align your passion and purpose in life with a goal. 

If you focus on the goal, you will overcome all obstacles. If you focus on obstacles, you will never reach your goal. 

Today, I want to share with you the most important lessons I have learned from over time during this phenomenal Journey. The first lesson is courage: And I have seen it in a whole lot of you.

Nobody has ever achieved anything big in business or in any Walk of Life without courage. Of course whenever you do anything big you do feel a little scared but you've got to conquer fear to discover the hidden hero within you. 

With courage, with self-belief and the can-do spirit, you overcome any adversity foreign. Therefore, I want today's Young leaders to realize that achieving your potential is the quest of the ordinary. Conquering the impossible is your destiny. 

The second lesson I have learned is feel empathy: Empathy means caring and sharing with every human being in our organization and the World At Large. 

The More We Care, the higher we grow as human beings. I understand empathy as dilkid, it is the wealth of your heart. The more you spend it on others,the more wealthy you become. 

The third lesson I have learned is, there is no substitute to hard work. Even more important to pursue Excellence, aim at being the best, not just the best in your country, but the best in the world. Pursue excellence and success will chase you. 

The fourth lesson I have learned is something I call dilkarishta. Like my father, I value trust, loyalty and a direct heart-to-heart relationship. 

As we enter Reliance's golden Decay I want to commend these learnings to the Next Generation. The future belongs to you. Today you have a fabulous platform that will enable you to achieve multiples of what has been achieved by my generation. 

I have learned is to have absolute faith in technology and talent. It is very important to be positive and optimistic in life. 

Dismiss the prophets of Doom. Have self-confidence, believe in yourself and above all believe in your country because this country gives every person the opportunity to realize his dreams and I think the best of India is yet to come in every business we have started. 

We have always embraced the latest technology and have attracted the best talent. When top technology and talent work together, they produce unbeatable creativity, Innovation and invention. 

You take our own example, my father started Reliance with a hundred dollars. When I joined Reliance in 1980, market value of Reliance was 30 or 40 million dollars and in 30 years, the opportunities that were provided by this country has enabled us to create wealth for India. 

I really have my father as my role model and he started off with nothing and one of the things that he said to me is that, you really don't know Mukesh, What it is to be poor. 

The Reliance raised all its money from Capital markets and from Individual small shareholders so we've created a million millionaires just by investing in Reliance out of ordinary Indians and that is the process of creating wealth for the country. 

Once you create opportunity, wealth comes and make sure that you maintain everybody's self-respect. So when you give people, hold their hand on this basis don't give on that basis right . When you give and if people hold their hand like this, that means they bless you. 

 That's the way to give and in a certain sense some amount of anonymous giving or doing things that change societies doing things that leave a lasting impact and even if it be creation of businesses, creation of jobs, right creation of sustainable institutions that last beyond you is the best way that you can contribute to India. 

My father was a big believer that any business that has the sole purpose of making money is not worth doing right. Business must serve a larger societal purpose. 

Friends, today Reliance is a global leader in energy and materials where operating safely is an obsession and with Geo and Retail where we have established leadership position. In India we are, customer obsessed. 

As we enter our golden decade, we at Reliance are in a unique position to accomplish what very few companies in the world can even dream of and I have no doubt that the next generation of Reliance will make it a reality. 

May good luck and Fortune shine on each and every one of you and underlines and may every day be even more fulfilling and rewarding for all of us in Wishing you and your families all the very best. 

Good luck God bless and thank you very much for everything.

Warren Buffett :" 12 Things POOR People Waste Money On !"

 

 

The biggest financial asset that you have going for you by miles is the value of your own earning power over the years. 

So that's really what you should focus on. Warren Buffett has mentioned 12 things poor people waste money on. 

1. Credit Card Debt 

Credit cards do have benefits. Many providers offer incentives to spend money using their cards. Like cash-back points, airplane miles and etc. 

In this way credit cards are a smart way to spend money only if you clear the full payment every month. The problems with credit cards arise when you carry a credit balance. The interest rate of the credit card is about 20%. 

That means for every dollar you owed to your credit card company you'll pay an extra 20 cents on top of it. Every month there is an extra 200 dollars of interest on a 1000 dollars credit card balance. So never carry a credit card balance. 

This principle applies to any type of loan or financial obligation that requires paying interest. Please make sure the loan is worth it.

 2. Drinks At Bars 

Money spent on pubs and bars amounts to thousands of dollars per year. A bottle of beer usually costs up to $5 at a bar restaurant. Sometimes closer to $10. If you buy from a grocery store. 

You can expect to get a 6 pack of good beer for about $10 which is at least 3 times cheaper than getting from bars. Most people go to bars for social activities but there are many other ways to meet people. 

Bar owners know that people are willing to spend extra on alcohol as a result people spend a huge amount of money on alcohol at bars. If you want to have drinks with friends you can have a house party.

 4. Gadgets & Devices 

You want the newest and greatest technology because of all the features it gives you on your phone, you get a better camera, a thinner or bigger phone and something that looks new and it is what other people want. 

But if you think about it there is very little difference between one phone to the latest. Even if you have the money to pay for a new phone, It doesn't mean you should buy it. We should compare features and specifications carefully. 

While many shoppers justify splurging on a new device for updated specs, experts cash in that the differences between old and new may be minimal and the price to upgrade may not be worth it. We buy gadgets more often than needed. Like back massagers, cool alarm clocks, fancy toothbrushes and sound systems.

 Although cool, these items are truly not necessary. The next time you see a gadget to lust over think twice before you buy, odds are we usually don't need it. 

5. Spending Too Much On Clothes 

Bill Gates spends so little on clothes he famously wears a Casio watch which costs less than $100. It's something that rich people like. Mark Zuckerberg and Warren Buffett also practice as well as Steve Jobs wear the same New Balance trainers for years. 

Why don't they spend more? There are many things out there that billionaire don't fork over because they understand that money doesn't last forever. They know that it takes a lot of work to earn their wealth and that some things just aren't that important. 

This is not to say that you can't afford luxuries but you can perhaps make better decisions about the things you buy. Mark Zuckerberg goes for the basics to create a uniform look which simplifies his life by giving him one last decision to make in the morning. 

This allows him to focus on his work and the things that matter. Gates goes for function and practicality. So he sticks to his Casio watches and simple looks of button-down shirts and chinos. He learned from Buffet that you don't need much to dress well. 

You need to be comfortable and stay productive. The key is repetition, it's about continuing to wear what you already possessed. In different ways getting more out of your wardrobe and not wasting money. 

A lot of billionaires and millionaires stay at the top in part because they live simple austere lives. With clothes being a good place to make it a practice. 

6. Buying New Cars 

Self-made millionaire and best-selling author David Bach once told CNBC, a brand-new car looks good but it's never worth the price. Nothing you will do in your lifetime will waste more money than buying a new car. 

It's the single worst financial decision millennials will ever make. That's because the moment you drive it on the road the vehicle starts to depreciate. Your car's value typically decreases 20 to 30% by the end of the first year. And in 5 years it will lose at least 60% of its initial value. 

Bach says to make matters worse most people borrow money to buy a new car. Why would you borrow money to buy an asset that immediately goes down in value by 30%? But the good news is you can get a shiny nice smelling car without breaking the bank. 

We can buy a used car that's coming off of a 2 to 3 year lease because that car is almost brand new and you can buy it at that 30% discount. To save others from making this costly mistake, we should follow the 1/10 rule for buying a car. It's simple, spend no more than 10% of your gross annual income on the purchase price of a car. 

7. Not Using The Gym Membership

 According to Statistics, close to 61 million people were members of fitness centers in 2017 But some reports stated almost 70% of memberships go unused after the first few months. 

The business model of most gyms depends on people paying for memberships and not showing up. People join gyms to improve their health and physical fitness. 

Gyms and fitness centers offer members a variety of equipment to use and numerous classes to choose from. However many people join a gym membership even though they aren't committed to working out regularly. A gym membership doesn't make sense if you don't use it regularly.

 Until you can budget for a gym membership without adding more debt. Finding free workout options is a smarter choice. There are plenty of low cost and free options for gym memberships. Many people prefer to exercise outside by walking, running or hiking. 

Train your mind and be persevering until you can commit to a fitness routine program. In this situation, then you only can fully utilize your gym membership. 

8. Cancel The Cable & Unused Subscriptions 

Thanks to the technology and internet there are endless new ways to spend money. You can sign up for any subscription like a monthly delivery of beer, a new wine each month, a monthly cheese club or even the candy of the month and have it delivered to your doorstep the same day. 

You even can fully customize your television experience. Unfortunately, subscription services can inflict more damage to your finances than other types of purchases. This is because they are set up to charge your credit card automatically through this method. 

It makes them far too easy to keep in perpetuity or even forget you're paying for them all together. A 2018 study from West Monroe Partners concluded that, consumers may be spending a lot more in total than they realized on subscriptions although those surveyed by the firm did report being satisfied with their purchases. 

Overall, most people are unaware of how much they spend on subscription services. When pressed for a quick answer they dramatically underestimate the amount. This is a boon for companies operating subscription models and a bust for advocates of conscientious budgeting. 

If you're no longer sure which subscriptions you're paying for, there are several apps and services that can help some apps let you take stock of all regular and recurring charges made to your accounts including subscription services. You can also take stock of your subscriptions on your own by breaking out your last 6 months of bank statements and credit card bills. 

Then look them over for subscriptions you've paid for. From there you can figure out which ones to keep and which ones to cut then call each company you plan to nix from your budget or cancel them online. Many Personal Care Products moisturizing and cleansing are important for skin care but if you are using lots of different products you might be overdoing it. 

With the beauty and skincare market constantly evolving it may be very tempting to try every new product that hits the shelves. With so many skincare choices available people often overuse or combine products that can worsen their skin. 

Your best bet here is to keep things simple. Find a hair face and body care routine you like and stick with a handful of affordable products when you're tempted to add more products to your routine, ask if you're accomplishing anything new or just changing for the sake of change. 

9. Spending Too Much At Restaurants 

We all need to go out and enjoy ourselves from time to time. It's great to go out with your friends for a drink or go out with your partner to a movie but how much money are you spending on it that could go elsewhere? 

This is not to say that you shouldn't go out and enjoy a night now and then but you don't need to do it every Friday night or every payday. You should try to cook and eat at home instead of going out .

Almost anything you cook yourself will be far cheaper than anything you can get at a restaurant. Even a fast food restaurant, you'll see the savings immediately if you compare the price of ingredients to a restaurant bill. Over time eating healthy, home cooked food will mean lower medical bills and less misery compared to eating out. 

You'll probably use more organic ingredients and more vegetables, fruit and whole grains. If you know that your anniversary is coming up in 3 weeks and you are craving fine dining, wait and go out for it for your anniversary if your friends go to the club on Fridays Stay in and enjoy a gentle and quiet evening at home for at least 3 weeks every month. 

10. Gambling 

Gambling can be anything from going to the casino to buying a lottery ticket. Sure the chance of putting a dime into a machine and getting back $50 sounds great. 

But what will you do once you win just a little money? You think this is your lucky day and soon you're leaving a casino with less money than you came with. This doesn't mean you can't go to the casino, But you need to make sure of 2 things before you go. 

First you can afford to go to the casino? Just because you have money in your account doesn't mean you can afford to spend it gambling. 

Second, you need to have a budget. Go to the casino with 20 dollars and once you spend that money get out of there. 

11. Junk Food 

There is a myth that poor people can't buy healthy foods because they are too expensive. Have you stood back and looked at the price of fresh fruits and vegetables compared to chips, ice cream and cookies? 

When it boils down to it, junk food is more expensive as it doesn't last as long as a bag of carrots or a head of lettuce. Plus the way your body feel. Simply isn't worth the price of junk food. Many poor people think rich people will go for lobster often or that they eat in fancy restaurants. 

But the reality is that, most people who are considered rich don't do this they like to focus on eating healthy in their own home by buying fresh vegetables, fruit and raw food. Put down that nearly $5 bag of chips and pick up the bag of carrots that cost 82 cents per pound. 

12. Smoking & Vaping 

Not only is this harmful to you but poor people spend more money on smoking and vaping than any other socioeconomic status. 

Smokers will spend around $200 on a pack of cigarettes every month especially if you go through half of a pack to a whole pack every day, the cost you spent on cigarettes every year is $2,400 and the price for 10 years is $24,000. 

Now take a moment to think about what you can spend that money onsuch as repairing your car or even saving up for a new car or house. If you want to stop smoking, there are multiple ways; you can give your mouth something to do to resist a tobacco craving chew on sugarless gum or hard candy or munch on raw carrots, nuts or sunflower seeds. 

Something crunchy and tasty. Most importantly tell your friends, family and other people you're close to that you're trying to quit.t 

They can encourage you to keep going especially when you're tempted to light up.